See exactly what's yours to spend — free, always. Track your income, set your budgets, and know where every peso goes, every day.
No card, ever, for Personal Budget. Just an email to start.
Most budgeting apps ask you to guess your own numbers by hand. Kitang-kita's Personal Budget is free because it's the one thing everyone needs, whether or not you run a business at all.
Personal Budget stays free either way. These turn on only if you need them — each one keyed to a specific way Filipino small businesses actually get paid.
Daily boundary payments, riders, and units — one tap to log a day paid, automatic balances, rider QR for payments with no login needed.
Properties, units, and tenants — billed daily, weekly, or monthly, whatever your actual lease says. Late fees applied automatically after the grace period.
Installments, borrower history, and bad-debt tracking — see who's overdue and how much is actually still out on the street, at a glance.
Hourly, per milestone, or on retainer — with multi-currency income tracking and a tax reserve that sets aside a % automatically.
Money apps only work if you actually trust them — so instead of asking you to take our word for it, here's exactly how this works, in plain terms.
Personal Budget has no ads, no locked features, and never asks for a card. Not a trial — genuinely free, permanently.
Every account's records are stored in a completely isolated space, enforced at the database level — not just hidden behind a login screen.
Even if you add business tools with a team, only the account Owner ever sees this — Managers and Staff never can.
Every number on screen is explained in plain language, not left for you to guess at — tap any chart or figure and it tells you exactly what it means.
No automatic charges, no silent upgrades. Adding a business tool is always a deliberate choice you make, never a default you have to notice and opt out of.
Cards, GCash, and Maya — the payment methods your business already uses, not a foreign system bolted on.
Personal Budget costs nothing, permanently. One package unlocks every business platform — pay once, use all four.
Or ₱1,479/year (₱123/mo) — save 15% paying yearly. No other commitment options.
No card, ever, for Personal Budget.
From today, clearly seen — free, for everyone. Set up your first budget in under five minutes.
Get started for free